Incatorque (Pty) Ltd is a technology (Fin-Tech) company who specialize in the development and configuration of unique business and payment technology solutions (the G-PAY Solutions) which are designed to meet our Customer needs.
Our Solutions supports the ability to configure pre-defined process flows to initiate and process payments and electronically manage and control funds for very specific utilization.
This functionality is offered through a Settlement Account for processing on Individual Bank Accounts or through the G-PAY e-Wallet accounts.
Our comprehensive host integrations with Banks offers the unique ability to verify funds in an account, to reserve funds, to ultimately lock funds and offering the ability to Guarantee Payments through the G-PAY solution configuration.
Our Customers have the ability to select and trade through their bank of choice from our participating banks.
The company was formed in 2011 and has developed a proud track record with its flagship G-PAY products which has been configured across several industry sectors.
Mettle Investments (Pty) Ltd, a wholly-owned subsidiary of the JSE listed investment holdings company Tradehold Limited is the majority shareholder in Incatorque (Pty) Ltd.
Dr. Christo Wiese is the majority shareholder and chairman of Tradehold Limited.
Incatorque (Pty) Ltd is an authorized payment service provider enrolled with the Payments Association South Africa (PASA) and as such complies as a Systems Operator (SO) and a Third-Party Payment Processor (TPPP) in accordance with the National Systems Payment Act 1998.
In the presentation of its G-PAY Solutions, Incatorque (Pty) Ltd is obliged to ensure that clients participating in its G-PAY solutions are compliant with their applicable industry requirements and standards.
Our latest certificates as issued by PASA:See More...
To propose the best solution for your specific needs, we offer the following services:
W A N T T O J O I N U S
Depending on the Entity type, the process for registration and activation will differ. The steps below summarise the process. For other supporting documentation you may also refer Guide to Getting Started for the process and or documentation that may be applicable to your requirements.
Tell Us About Your Business.
Provide us with an Overview of Your Business, the industry sector you operate in, your business models and your requirements and expectations from the G-PAY solutions. Also complete the G-PAY Entity Form, sign and return to us. See Completing the G-PAY Entity Form document for details on completing the entity form.
Our Team Will Contact You.
Our team will contact you to confirm the information and will guide you through the remainder of the registration process to obtain the required information, user details and other information and to conclude your successful configuration and ensure your compliance for the activation of your profile and settlement accounts.
Sign and Return Documentation.
You will be required to duly sign and return the provided documentation, inclusive of a license agreement to conclude the registration process and initiate the configuration of your G-PAY process model.
We Get You Started.
Upon compliance with the configuration process requirements, you will receive confirmation correspondence, your user login details, your system user guides and training to get you started. You will also be provided with an Entity Reference which is also your unique entity reference in the G-PAY System and which you must use in all future correspondence with us. You will also receive your Settlement Account details which you must use in all future settlement account transactions.
W E W O R K W I T H C R E D I B L E B A N K S
We Work With Banks
Banks provide full integration and banking services to Incatorque (Pty) Ltd for utilization and deployment through the G-PAY Solutions.
Absa Bank Limited (Absa) is a wholly-owned subsidiary of the Barclays Africa Group. They offer a range of retail, business, corporate and investment banking, wealth management products and services primarily in South Africa and Africa.
FirstRand Bank Limited is a wholly owned subsidiary of FirstRand Limited and has a number of divisions, including Rand Merchant Bank (the investment bank), FNB (the retail and commercial bank) and WesBank (the installment finance provider).
Standard Bank Group is a commercial banking group offering the full range of banking and related financial services.
Nedbank is a South African bank offering a wide range of wholesale and retail banking services. This is delivered through its Nedbank Business Banking and Corporate Investment Banking divisions.
Ecobank, whose official name is Ecobank Transnational Inc., is a pan-African banking conglomerate, with banking operations in 36 African countries.
We are growing our partner base and more partners are in process. We shall publish these as they are achieved.