Guaranteed payment

technology solutions

Guaranteed payments

The essence of guaranteed payments.

G-PAY™ guarantees to the client that the amounts or quantities, stipulated in payment or settlement instructions, will be paid to the recipient account or destination at the correct time and after all the specified conditions have been met. This ring-fence the flow of payments and control the cash flows through secure payments to intended stakeholders. In this way, G-PAY™ ensures that the funds reach the intended payees, guaranteeing that the right person is paid at the right time.

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Guaranteed payment technology solutions in the supply chain.

G-PAY™ provides configurable guaranteed payment technology solutions across organisations, supply chains, industries and financial boundaries.

  • Bulk fuel purchasing where guarantees have to be delivered from the buyer through to the seller to the supplier. This is also applicable to all other commodities.

  • Allocation of funds within existing bank accounts to third party suppliers in agriculture sector.

  • Utilisation of funds in Enterprise Supplier Development solutions.

  • Optimising SME and supplier processes.

  • Monitoring and utilisation of funds in the financial services sector.

  • Improving processes in the insurance sector.

  • Providing solutions to the FMCG sector.

Payment technology

Guaranteed payment technology solutions applied

Automated Digital / Electronic Escrow
  • We can manage smaller and larger volumes.

  • Integrated into bank accounts.

  • Manages waterfall of payments automatically.

  • Without any human intervention.

  • Minimizing the risk of errors and fraud.

Project control and infrastructure development
  • We can manage multiple project payment guarantees and reporting offer a full service.

  • Milestone payments to the correct contracted party(ies).

  • Management of the inherent risk of smaller prime contractors.

  • Alerts and notifications.

Enterprise development funding
  • Full control over funding, assuring that funds are being used for the intended purpose and guaranteeing that end-suppliers are paid.

  • Assurance to potential funder that when the SME gets paid by its debtors and clients, the funder will get settled (locking / allocating funds when it gets paid into the SME's bank account).

Payment governance assurance
  • Controlling payments in your organisation and proactive management instead of reactive damage control.

  • Manage payments in real-time.

  • Parameters can be setup in G-PAY™ to assist in managing payments to minimize risk on a proactive basis.

Ledger accounts
  • Sub-account structures (e-accounts).

  • Centralised control, decentralised access.

  • Has all the attributes, characteristics, features and functions of a normal bank account.

SME funding
  • Making SME's more fundable.

  • Opportunities for SME's to securing better payment terms from suppliers.

  • SME's securing contracts because the payment process is guaranteed.

What people say

Lébe Oosthuysen

CEO, Mettle.

G-PAY™ assisted us in making funding available to SME Clients. By using G-PAY™ we could control the cash flow in and out of the SME bank accounts thereby ensuring our loan funds were applied commercially as well ensuring timeous repayment of our loans. G-PAY™ enabled us to automate ethical behavior.


Visit us at: www.mettle.net

Corne Liebenberg

Direkteur Bemarking – Laeveld Agrochem

G-PAY™ is werklik ‘n wêreldklas, Suid Afrikaans ontwikkelde stelsel wat betalings tussen ‘n koper en verkoper fasiliteer. G-PAY™ se funksionaliteit is gebruikersvriendelik, spaar tyd vir beide die koper en verkoper en bied boonop verligting betreffende die adminitrasieproses van ‘n verkooptransaksie.


Besoek on by: https://laeveld.co.za/

Bernd Feucht

MD, B4i Group

G-PAY™ is a great Fintech partner that provides financial assurance to all stake-holders in the supply chain. Suppliers are guaranteed their payment with the placement of the order, the client will not part with his/her funds before the ordered product (including correct quantity) has been approved and even further service providers can be paid during the same single payment.


Contact us at: https://www.b4i.co.za/

Raphael Karuaihe

JSE Head of Commodities, Capital Markets

As a Vendor to the JSE, G-PAY™ has enabled the physical execution and settlements of Diesel in completion of Futures obligations on the JSE platform.